Real Estate Services

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MEDITERRANEAN ACCREDITED REAL ESTATE COMPANY GROUP MOTTRAM REAL ESTATE SEARCH SMART FOR YOUR DREAM PROPERTY FOR SALE IN FRANCE, SPAIN , ITALY, BUY RIGHT SEARCH SMART USING OUR STATE OF THE ART PROPERTY FINDING FACILITY,

We have been selling real estate in Catalunya & Spain and specializing in the South of France for almost 40 years registered. Real estate agents.

We have many International clients looking to invest in a property in a prime locations in selected Mediterranean countries we are award winning Realtor – Real Estate Agent, specialist in coastal and ski mountain properly International realtors no 061223666 encouraging  inward property investment into France & Catalonia. professional property advisers and personal private property shoppers.

Our site is new and being updated and going to provide that alternate property for sale in the most desirable area with direct excess to the rated agent to help you.

Here at Group Mottram Immobilier, we have helped thousands of overseas clients to purchase property in France over the past two decades and know that the different buying process, language and laws can be confusing. This guide will give you an overall understanding of how the process works, to help you feel comfortable and confident with your purchase from the start.

The French property purchase process may be different to what you are used to, but it isn’t usually complicated. As with anything, once you understand how it works, it becomes less daunting. Having an outline knowledge of the process from the outset, will help you to feel more at ease with your purchase, from initial search to final signing.

Step 1.
DEFINING YOUR SEARCH

We all start somewhere and getting our search criteria clear in our own minds is the beginning of the process – it isn’t always easy! Some of us are very logical, others make emotional choices. A list is a good place to begin when trying to clarify what is important.

When you have defined your search, it is a good time to drop an email, or pick up the phone, to the Sales Support Team.

We know that every client search is an individual case. This is why the Sales Support Team work alongside agents in the field on every client search, to recommend hand picked properties that are tailored to each client’s specific requirements. All Group Mottram Immobilier agents actually live in the area in which they work. Their local knowledge will be an invaluable tool in your search.

Once you have selected the properties that you wish to view, the Sales Support Team will organise a viewing itinerary for your visit.

WHAT’S RIGHT FOR YOU?

To help you clarify your search criteria think about…

Your budget

  • How much do you have?
  • Do you want to buy cash?
  • Do you need a mortgage?
  • Could a small mortgage increase the scope of your search?

What part of France?

There are so many different landscapes and ways of life in France. Establishing (and agreeing!) what you are looking for from an area, will help you hone down your search criteria.

The basics

  • How many bedrooms
  • how much garden
  • what style of property?
  • Renovation, redecoration or relaxation….

Do you want to do any work on your new property?

Defining this will help to focus your search.

The most important thing?

  • A sea view?
  • Complete privacy?
  • A warm climate?
  • To be part of a community?
  • Winter sports?
  • If there is something that you must have, it’s good to establish it as soon as you can.

Step 2.
VISITING FRANCE AND VIEWING PROPERTIES

We know that property viewings can be exciting and sometimes a little stressful. Your Group Mottram Immobilier agent will accompany you on every property viewing, guiding you through the process. Since all our agents work in the area in which they live, they can give you the inside track on local schools, restaurants, tourist spots and community life. This local knowledge will help you to feel better informed about the area in which you are considering buying property and set you out on the right track from the start.

If you want any help organising accommodation for your viewing visit, Group Mottram Immobilier will be happy to help and recommend places to stay.

FINANCE

Mortgages

It is important to decide how you are going to finance your purchase as early as possible. Your budget is one of the key elements of your search criteria. If you wish to get a mortgage you can:

  • Contact a French bank directly
  • Use a French bank who specialise in mortgages for expats
  • Use a mortgage broker

If you want any help organising an “in principle” mortgage your Group Mottram Immobilier agent will be happy to help. This would put you in a strong position for any future price negotiations.

Currency exchange

Often, it proves more economical to conduct your currency exchange through a specialist currency exchange expert, rather than through your bank. If you want any help organising your currency exchange, your Group Mottram Immobilier agent will be happy to help.

Step 3.
AGREEING YOUR PURCHASE

If you want any help organising accommodation for your viewing visit, Group Mottram Immobilier will be happy to help and recommend places to stay.

Step 4.
MAKING AN OFFER

When you have decided on the property you wish to purchase, decide how much you can pay for it. It’s important to have all your finances (link to mortgage page) organised prior to making an offer.

If you have any conditions to your purchase, for example you wish to fund the purchase with a mortgage; or only proceed with the purchase if you are able to put in a swimming pool, it is best to establish these with your Group Mottram Immobilier agent at this stage.

You should feel committed to a house prior to making an offer on it, and only ever offer on one property at a time. Once you have made an offer you should stop viewing other properties.

Discuss your offer with your Group Mottram Immobilier agent, they may have knowledge on whether the offer is likely to be viable.

Your Group Mottram Immobilier agent will negotiate on your behalf. Group Mottram Immobilier agents are trained in negotiation and are supported by an experienced sales team at head office. Your agent will keep you informed on negotiations as they progress.

At this stage, your Group Mottram Immobilier Agent may ask you to sign an ‘offre d’achat’ to show your commitment to purchase the property.

Once your offer has been accepted by the vendor, it is usual that they will not show the property to any other potential purchasers and will feel completely committed to selling their property to you. Your Carte Blanche Immobilier agent will immediately begin gathering the information required to draw up the initial sales document, which is called the Compromis de Vente.

COMPROMIS DE VENTE

The Compromis de Vente is the first of two legally binding documents which make up the French property purchasing process.

This document will contain almost all of the information which is in the final Acte de Vente – what would be the Deed of Sale in England – (the document which you sign on the day you become the owner of the property.)

Information contained within the Compromis de Vente will include:

  • Full details on the ‘civic status’ of both the purchaser and the seller (full names, DOB, POB, marital status etc.)
  • A description of the property, confirmation of the title deeds and confirmation of the plot references complete with surface area of the plots being sold (including buildings.)
  • The agreed price, including estate agency fees, estimated notaire’s fees and the deposit amount
  • Circumstances in which the deposit may be forfeited, obligations of the purchaser and declarations from the vendor
  • Results of the DDT (Dossier Diagnostic Technique)
  • A series of standard suspensive clauses, as well as any agreed additions
  • A target completion date – this is not a confirmed completion date. It is subject to change in certain circumstances
  • A list of any furniture or equipment included in the purchase, if applicable

Group Mottram Immobilier will work with you to ensure that you understand the document prior to signing.

PURCHASE COSTS

There aren’t any ‘hidden costs’, however, it is important that you understand all of the costs involved with the purchase prior to making an offer.

The price that you see advertised on the Group Mottram Immobilier website (and that which you agree when your offer is accepted) is the price of the property including our estate agency fee.

The only additional fee to be paid is the notaire’s charge for pulling the whole sale together and checking all documents. They also pay all necessary land taxes while working impartially for both vendor and purchaser. Their fee is paid by the purchaser and is in addition to the house purchase price. Fees vary slightly by region, but are usually around 7-10% of the purchase price of the property. A new law called the Macron Decree, introduced in May 2016, enabling Notaires to discount slightly their charges, has been designed to increase competition and reduce costs to the buyer, however the effects of the Decree maybe somewhat limited, since transfer duty tax went up in March 2014.

The only other potential costs there may be are for any furniture etc that you might purchase from the vendor; and the cost of the taxe fonciere calculated for the part of the year you take ownership of the property.

Costs will be listed in your Compromis de Vente, although this will not include the tax fonciere; and the notaire fees shown will be provisional.

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